Invest Control

Dividend calculator

Model your dividend return: starting portfolio, yield, payout growth, price growth, and reinvestment (DRIP). A chart and a yearly overview of passive income.

Parameters

Display currency

Starting portfolio valueMarket value in dividend positions

Starting dividend yieldFirst-year dividends as % of the starting portfolio (illustration)

Annual dividend growthYear-over-year growth of the cash dividend payout

Annual price growthExpected annual change in the share price (capital return, illustration only)

Investment horizonHow many years to project

yrs

Reinvest dividends (DRIP)Off: dividends accumulate as cash; the portfolio value reflects only the price change.

Dividend income and DRIP

Stocks and funds pay dividends — often quarterly. Many investors reinvest them (DRIP) to buy more shares, which can speed up compound growth alongside price appreciation.

The calculator uses a simplified annual model: a starting yield on the initial portfolio, optional growth of the dividend amount each year, and separate price growth. Taxes, fees, payout timing, and dividend cuts are not modeled.

Results

Final portfolio (shares)

$4,347,671

Total dividends (over the whole period)

$1,074,815

Annual dividend (final year)

$70,140

Total final wealth

$4,347,671

Investment growth over time

Year-by-year overview

Year	Portfolio value	Annual dividend	Cumulative dividends	Yield on cost
Year 1	$1,090,000	$40,000	$40,000	4.00 %
Year 2	$1,185,700	$41,200	$81,200	4.12 %
Year 3	$1,287,421	$42,436	$123,636	4.24 %
Year 4	$1,395,501	$43,709	$167,345	4.37 %
Year 5	$1,510,297	$45,020	$212,365	4.50 %
Year 6	$1,632,182	$46,371	$258,736	4.64 %
Year 7	$1,761,554	$47,762	$306,498	4.78 %
Year 8	$1,898,826	$49,195	$355,693	4.92 %
Year 9	$2,044,438	$50,671	$406,364	5.07 %
Year 10	$2,198,851	$52,191	$458,555	5.22 %
Year 11	$2,362,550	$53,757	$512,312	5.38 %
Year 12	$2,536,047	$55,369	$567,681	5.54 %
Year 13	$2,719,880	$57,030	$624,712	5.70 %
Year 14	$2,914,615	$58,741	$683,453	5.87 %
Year 15	$3,120,850	$60,504	$743,957	6.05 %
Year 16	$3,339,211	$62,319	$806,275	6.23 %
Year 17	$3,570,360	$64,188	$870,464	6.42 %
Year 18	$3,814,992	$66,114	$936,577	6.61 %
Year 19	$4,073,838	$68,097	$1,004,675	6.81 %
Year 20	$4,347,671	$70,140	$1,074,815	7.01 %

Illustration only — not investment advice. Dividend cuts, taxes, withholding tax, fees, and irregular payouts are not included.